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International Retail Loans Availed By Women Rise 25 % In 2022: Report Business loan grew by 25 per cent to Rs 13,73,899 crore, or 23 per cent of the total, up from 22 per cent a year ago, while personal loans jumped by 35 per cent to Rs 10,05,864 crore, which was 17 per cent of the total, and agri plus tractor loans gained 8 per cent to Rs 9,14,412 crore, or 19 per cent of the total, the analysis showed.